How to Build Your Credit Score Before Graduation

How to Build Your Credit Score Before Graduation

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College is the perfect time to start building your credit but most students don’t know where to begin. A good credit score can save you thousands on future car loans, apartments, or even job opportunities. Here's how to get started now, before graduation:

✅ Start with a Student Credit Card: Many banks offer cards designed for students with limited credit history. Use it for small purchases and pay it off monthly.

✅ Track Spending & Set Alerts: Staying under 30% of your credit limit is key. Tools like MoneyPatrol help by sending real-time alerts, tracking your budget, and flagging risky spending.
???? Check it out: https://www.moneypatrol.com

✅ Pay Bills On Time, Every Time: Payment history makes up 35% of your credit score. Use automated reminders or apps to never miss a due date.

✅ Don’t Apply for Too Much Credit: Each application causes a small dip in your score. Be selective and space them out.

✅ Monitor Your Credit Regularly: Use free credit monitoring services to check your score, spot fraud early, and stay informed.

Building credit isn’t complicated it just takes consistency. Start now, and your future self will thank you. Click Here

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